Apartment / Multi-family           5.75 - 6.75        85% - 1.15        15, 20, 30               30yrs

Business Owner Occupied        5.75 - 6.75        85% - 1.25         20 - 30                   20 - 30

Church / Synagogue                   7.25 - 8.25        80% - 1.25        15 - 30                    15 -  30

Condo / Condotel                          8.25 - 9.75        80% - 1.50          2, 3                         term

Gas Station / C- Store                 7.25 - 8.50       80% - 1.25        20 - 30                    20 - 30

Golf Course,Casino Gaming     7.25 - 8.25        80% - 1.45        10 - 30                    20 - 30

HealthCare/SeniorHouse          6.25 - 7.75        85% - 1.20        10 - 30                    20 - 30

Hotel / Motel / Resort                 6.00 - 8.75        85% - 1.25        10 - 30                    20 - 30

Industrial / Warehouse             6.00  -  6.75       80% - 1.25        10 - 15                    25 - 30

Land - Raw/Improved                   12.0 - 15.0        60% - N/A         1 - 3                          term

Mini Storage Bldg.                     6.00 -  6.75        80% - 1.30        15 - 30                     20 - 30

Mobile Home / RV Park             5.75 - 6.50         80% - 1.25        10 - 15                    20 - 30

Office / Medical Bldg.                 5.75 - 6.75         85% - 1.25        15, 20, 30               15 - 30

Retail Anchored Center             5.75 - 6.00         75% - 1.30         15 - 30                     30

Retail Unanchored                       6.25 - 7.75         65% - 1.30         15 - 30                     30

Single tenant, Triple net            6.00 - 7.00        80% - 1.25        15 - 30                     20 - 30

Special purpose/Mixed Use        6.25 - 7.50        80% - 1.25        15 - 30                     20 - 30